A professionally crafted Minnesota Health Insurance Plan awaits you! Receive clear direction from a licensed & certified Minnesota Insurance Broker about your healthcare today. Craft Your Health Insurance Plan (612)268-1231 CALL NOW Local Twin Cities Agency. We live here. Maximize Long-Term Savings. We find the plan that lowers your actual out-of-pocket costs, not just the monthly premium. Licensed & MNsure Certified Broker Services (Free) 5.0 Google Rating | A+ Rating with the BBB OUR PROVIDERS "Jacob has been an absolute treat to work with. Trustworthy. Attentive. I would highly recommend Jacob as you are looking for your next insurance needs." - Amber C. A Local Insurance Agency Licensed & Certified Broker Authority No Cost Services Meet Your Local Minnesota Broker Licensed Agency Licensed Minnesota Insurance Agency. Certified Broker Service Various certified services including MNsure . Independent Advocacy We work directly for you , not the national insurance carriers. FAQs CARRIERS Health Insurance Medicare Advantage Prescription Drug Plans Medicare Supplements Aetna Humana Medica Pacific Life Cigna Delta Dental Corebridge Financial ABOUT US CONTACT (612)268-1231 insurance@jhnfinance.net insurance@jhnflife.net insurance@jhnfhealth.net PO Box 27503 Golden, Valley, MN. 55427 JHN FINANCE Jacob Hollingsworth “We do not offer every plan available in your area. Currently, we represent 4 organizations which offer 5 plans in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options." Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a registered Agency with the National Insurance Producer Registry (NIPR). National Producer number: 20403215 Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a Registered Residential Insurance Agency in the states of Minnesota and Non-Residential Agency in the state of Missouri. Minnesota License Number: 40816854. Missouri License Number: 3003313411. JHN EXCLUSIVE™️ Logo is the exclusive property Trademark of Jacob Hollingsworth Network Corporation©️ in the state of Minnesota, and may not be used, distributed, or otherwise commercialized without the expressed written consent of Jacob Hollingsworth Network Corporation, or Jacob L. Hollingsworth©️ . Proprietary AI Technology The only Twin Cities broker using custom AI to instantly spot hidden risks.

Available products with Aflac Insurance through JHN FINANCE. Product descriptions to make an informed decision about your insurance coverage! GET STARTED JHN Finance has products from this provider. BEFORE YOU PURCHASE INSURANCE... DO Purchase without consulting a licensed professional. Skip over professional guidance by going directly to the insurer for a product Purchase, request, or maintain a plan based solely on the popularity of the product Maintain an insurance plan without professional oversight and management Follow advise provided by anyone who does not currently hold a life insurance license Consult your insurance broker Discuss all options available for you Provide as much information as possible to your insurance broker Review all family needs short-term & long-term Configure an insurance plan with your professional short-term & long-term DON'T Products offered by Aflac ©️ . and are not exclusive to JHN FINANCE ©️ . Ownership of products and logo of Aflac ©️ are property of Aflac ©️ and use of products and materials offered on JHN FINANCE ©️ licensing is under exclusive agreements of JHN FINANCE ©️ and Aflac ©️ . A+ RATED... VERIFY ACCREDITATION FAQs CARRIERS Health Insurance Medicare Advantage Prescription Drug Plans Medicare Supplements Aetna Humana Medica Pacific Life Cigna Delta Dental Corebridge Financial ABOUT US CONTACT (612)268-1231 insurance@jhnfinance.net insurance@jhnflife.net insurance@jhnfhealth.net PO Box 27503 Golden, Valley, MN. 55427 JHN FINANCE Jacob Hollingsworth “We do not offer every plan available in your area. Currently, we represent 4 organizations which offer 5 plans in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options." Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a registered Agency with the National Insurance Producer Registry (NIPR). National Producer number: 20403215 Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a Registered Residential Insurance Agency in the states of Minnesota and Non-Residential Agency in the state of Missouri. Minnesota License Number: 40816854. Missouri License Number: 3003313411. JHN EXCLUSIVE™️ Logo is the exclusive property Trademark of Jacob Hollingsworth Network Corporation©️ in the state of Minnesota, and may not be used, distributed, or otherwise commercialized without the expressed written consent of Jacob Hollingsworth Network Corporation, or Jacob L. Hollingsworth©️ .

Boost your retirement potential with Pacific Horizon IUL. Get tax-free income & market-linked growth with JHN Finance Insurance. Serving Minnesota & Missouri. About Pacific Horizon IUL 2 Insurance Product Available in Minnesota and Missouri Watch this demonstration video crafted with the help of Google AI technology. Pacific Horizon IUL 2 Infograph Product Thesis Pacific Horizon IUL 2 is a flexible premium indexed universal life insurance policy designed to serve as a dual-purpose financial instrument: it provides essential death benefit protection while simultaneously functioning as a tax-advantaged accumulation vehicle for supplemental retirement income. The product distinguishes itself by offering cash value growth potential linked to major market indices—without direct market exposure—secured by downside protection against market losses, and customizable through riders that enhance performance or guarantee coverage duration. 1. The Core Strategic Concept: "The Missing Asset" The product is positioned not merely as insurance, but as a "missing asset" in a diversified retirement portfolio, specifically designed to address risks such as insufficient income, tax uncertainty, and market volatility. Tax Diversification: Unlike 401(k)s or traditional IRAs, which are taxed upon distribution, Pacific Horizon IUL 2 offers tax-deferred accumulation and the potential for tax-free distributions through policy loans and withdrawals, provided the policy is structured correctly and remains in force. Sequence of Returns Risk Mitigation: The policy is engineered to protect retirement income against the "sequence of returns risk," where market losses early in retirement can deplete assets. By using a 0% guaranteed floor, the policy prevents the cash value from dropping due to negative index performance, effectively decoupling the asset's preservation from market crashes. 2. The Mechanics of Growth: Indexed Accounts The policy accumulates cash value by crediting interest based on the performance of external indices, yet does not directly invest in the stock market. Index Options: Policyowners can allocate cash value to various accounts tied to indices such as the S&P 500®, the BlackRock iBLD Endura® VC 5.5 ER Index, or the Invesco QQQ®. Crediting Methods: Interest is credited to "Segments" (created by transfers from the Fixed Account) over specific terms (e.g., 1, 2, or 5 years). Caps, Floors, and Participation Rates: Growth is limited by "caps" (a maximum interest rate) or "participation rates" (the percentage of the index gain credited), but strictly protected by a 0% guaranteed floor, ensuring that negative index performance does not reduce the accumulated value. 3. Performance Enhancement: The EPFR A defining feature of the Pacific Horizon IUL 2 is the optional Enhanced Performance Factor Rider (EPFR). Function: This rider is designed to amplify the policy’s indexed interest crediting potential. It applies a "performance factor" that multiplies the segment indexed interest credit. Designs: There are four designs—Classic, Plus, Performance, and Performance Plus—which vary in their cost and potential return. While the "Classic" design has no rider charge, the more aggressive designs (Performance and Performance Plus) incur an asset-based charge to leverage higher potential returns. Risk/Reward: While the EPFR increases upside potential, the associated rider charges are deducted regardless of index performance. In years of 0% growth, the rider charge will reduce the cash value, meaning the policy can lose value due to fees even if the index floor protects against market loss. 4. Liquidity and Access The policy offers substantial liquidity, allowing the owner to access cash value for retirement or other needs through multiple methods: Withdrawals: Owners can withdraw up to the amount of premiums paid (tax basis) tax-free, though this reduces the death benefit. Loan Options: The policy offers three distinct loan types: Standard Loans: A fixed interest rate charged and credited. Fixed Charge Indexed Loans: The loaned amount remains in the indexed account earning index-linked returns, while a fixed interest rate is charged. Indexed Loans: Similar to the above, allowing for arbitrage where the credited interest from the index may exceed the loan interest charged. 5. Cost Structure and Risks While offering accumulation potential, the Pacific Horizon IUL 2 carries specific costs and risks that must be managed to maintain the policy. Front-Loaded Costs: The policy incurs high acquisition costs in the early years. For example, in one illustration, policy charges in Year 1 amounted to 32.40% of the accumulated value, but dropped to 1.23% by Year 10. Lapse Risk: If the Net Accumulated Value is insufficient to cover monthly deductions (Cost of Insurance, Administrative Charges, Rider Charges), the policy enters a Grace Period and will lapse if sufficient premium is not paid. Lapse Protection: To mitigate this, the policy includes No-Lapse Guarantee Riders (e.g., coverage to Age 90 or Lifetime) which prevent the policy from lapsing as long as specific premium requirements are met, regardless of cash value performance. Conclusion Pacific Horizon IUL 2 allows high-net-worth individuals to utilize life insurance as a flexible financial chassis. It trades the unlimited upside of direct market investment for a structured environment of capped growth with guaranteed downside protection, all wrapped within a tax-favored distinct legal contract. Its success as a "missing asset" in retirement planning relies on the consistent funding of premiums, the management of policy charges, and the strategic selection of indexed accounts and performance riders. BACK TO PRODUCTS GET THIS COVERAGE Rate This Product Let us know what you think about this product. Add a rating 1 star 2 stars 3 stars 4 stars 5 stars NEXT Your Review has been Submitted! FAQs CARRIERS Health Insurance Medicare Advantage Prescription Drug Plans Medicare Supplements Aetna Humana Medica Pacific Life Cigna Delta Dental Corebridge Financial ABOUT US CONTACT (612)268-1231 insurance@jhnfinance.net insurance@jhnflife.net insurance@jhnfhealth.net PO Box 27503 Golden, Valley, MN. 55427 JHN FINANCE Jacob Hollingsworth “We do not offer every plan available in your area. Currently, we represent 4 organizations which offer 5 plans in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options." Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a registered Agency with the National Insurance Producer Registry (NIPR). National Producer number: 20403215 Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a Registered Residential Insurance Agency in the states of Minnesota and Non-Residential Agency in the state of Missouri. Minnesota License Number: 40816854. Missouri License Number: 3003313411. JHN EXCLUSIVE™️ Logo is the exclusive property Trademark of Jacob Hollingsworth Network Corporation©️ in the state of Minnesota, and may not be used, distributed, or otherwise commercialized without the expressed written consent of Jacob Hollingsworth Network Corporation, or Jacob L. Hollingsworth©️ .

Maintain corporate and local authority. Secure premium health benefits for your Minneapolis workforce to command the market and retain elite talent. NOW ACCEPTING Q3 CLIENTS MINNESOTA CORPORATE HEALTH INSURANCE Secure Your Corporate Healthcare Liabilities & Empower Your Workforce No Cost Business ICHRA, Section 125 & Group Analyzing made for CEOs Mitigate Premium Inflation Individual Health Reimbursement Arrangement (ICHRA) Traditional small group health plans are spiraling into cost-prohibitive liability. We transition Twin Cities employers to Individual Coverage Health Reimbursement Arrangements (ICHRA). You define a strict, predictable tax-free monthly allowance; your employees choose their own compliant healthcare plans. Maximize Tax Efficiency Section 125 Cafeteria Plan Transform your employees' necessary medical expenses into massive corporate tax savings. We facilitate the seamless integration of IRS Section 125 plans, allowing your workforce to pay for health premiums on a pre-tax basis. This instantly increases their take-home pay while simultaneously lowering your company's payroll tax liabilities. Affordability for Small Businesses Small Business Health Options Program (SHOP) Enroll in a SHOP exchange plan for small groups and businesses and explore potential tax benefits to scale your business. MNsure and federally supported. (2-50 employees) Premium Network Access Small Group Health Plans (Private) Secure comprehensive, off-exchange coverage tailored to your workforce. Access broader private carrier networks and greater plan flexibility to attract and retain top local talent. (2-50 Employees) Scalable Corporate Benefits Medium Group Health Plans Elevate your benefits strategy to match your company's growth. Leverage advanced plan designs and strategic cost-containment to protect your bottom line while supporting a scaling workforce. (51-99 Employees) Structured Corporate Protection Large Group Health Plans Implement a sophisticated benefits package designed to mitigate financial risks and command the Minnesota talent market. Seamless chemistry with your C-suite to manage your entire healthcare landscape—delivering administrative relief for continuous corporate scaling. (100+ Employees) Request a Corporate Healthcare Review Licensed MN Health Insurance Broker Agency: Fully state-credentialed to design and execute high-level corporate benefits strategies for Twin Cities businesses. Carrier-Agnostic Structuring: We sit on your side of the boardroom table. We negotiate independently to source the absolute best healthcare networks and funding models for your balance sheet. Custom I.D Plan Architecture: We analyze demographic data, network access, and cost-containment outcomes to give you the ultimate advantage in talent retention and success with your corporate health plan. Strict Regulatory & Care Alignment: We ensure your people have seamless access to the care and providers they rely on—and that those networks adhere to uncompromising standards—while we meticulously manage all Minnesota and federal regulatory parameters to keep your business fully compliant and protected. Corporate Health Architecture JHN Finance | MN License: 40816854 | NPN: 20403215

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You & your loved ones deserve protection. Get covered with Life, Health & Accident Insurance options provided with care by JHN FINANCE Insurance. Term Life, Whole Life, Index Universal Life, Annuity Coverage + more. Google Reviews "Jacob has been an absolute treat to work with. Trustworthy. Attentive. I would highly recommend Jacob as you are looking for your next insurance needs." - Amber Crowley Get Your Life or Health Insurance Plan Without the Confusion, With Genuine Broker Care. Minnesota Life & Health Insurance Agency What's Your ZIP Code? GET MY CUSTOM PLAN Google Reviews Some of Your Options... A+ RATED... Frustrations Before JHN Finance... Not understanding which product makes sense for them and their families. Not being told the correct steps to take around healthcare issues they're having. "Last Minute Panic Button!" Waited until they've exhausted all DIY tricks before consulting a professional. (If you are facing any of these issues right now, call us immediately .) GET MY CUSTOM PLAN GET STARTED NOW Peace After JHN Finance... Stop trying to resolve these issues yourself when you can consult a professional for free. Let us guide you on the right path and resolve any issues you're having because we know where to get the right answers. No more panicking! You can lose a lot of time trying to DIY. No need to. Talk with us and we'll get started right away and won't stop until you're happy. (We don't stop until you're happy with your plan.) GET MY CUSTOM PLAN Neighborly Success Stories... We're keeping track of all the feedback we're getting and posting it here for all our neighbors and friends. "Trust is a Must." GET MY CUSTOM PLAN FAQs CARRIERS Health Insurance Medicare Advantage Prescription Drug Plans Medicare Supplements Aetna Humana Medica Pacific Life Cigna Delta Dental Corebridge Financial ABOUT US CONTACT (612)268-1231 jhnfinance@jacobhollingsworth.net PO Box 27503 Golden, Valley, MN. 55427 JHN FINANCE Jacob Hollingsworth “We do not offer every plan available in your area. Currently, we represent 4 organizations which offer 5 plans in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options." Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a registered Agency with the National Insurance Producer Registry (NIPR). National Producer number: 20403215 Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a Registered Residential Insurance Agency in the states of Minnesota and Non-Residential Agency in the state of Missouri. Minnesota License Number: 40816854. Missouri License Number: 3003313411. JHN EXCLUSIVE™️ Logo is the exclusive property Trademark of Jacob Hollingsworth Network Corporation©️ in the state of Minnesota, and may not be used, distributed, or otherwise commercialized without the expressed written consent of Jacob Hollingsworth Network Corporation, or Jacob L. Hollingsworth©️ .

Thanks for trusting JHN Finance. Since we don't use automated bots, a member of our local team is currently analyzing the details you submitted to see which providers fit your needs best. We’ve Received Your Request! Thanks for trusting JHN Finance. Since we don't use automated bots, a member of our local team is currently analyzing the details you submitted to see which providers fit your needs best. Your Licensed Broker will be in touch within 24 hours ! We look forward to speaking with you about your options. 💡 Pro Tip: Don't Miss Our Call! We call from a local Minneapolis area code. Please save our number to your contacts now so you know it’s us: (612) 268-1231 Read Our 5-Star Reviews While You Wait: Want to see who you’ll be working with? STEP 1. STEP 1. STEP 1. STEP 1. The Review: We are comparing rates and coverage from our network to find your best matches. STEP 2. STEP 2. STEP 2. STEP 2. The Outreach: Expect a call or text from us within 24 business hours (usually much sooner!). STEP 3. STEP 3. STEP 3. STEP 3. The Plan: We’ll present your options simply and clearly— no pressure, just answers. WHAT HAPPENS NEXT? What Your Neighbor's Are Saying... We're keeping track of all the feedback we're getting and posting it here for all our neighbors and friends. "Trust is a Must." FAQs CARRIERS Health Insurance Medicare Advantage Prescription Drug Plans Medicare Supplements Aetna Humana Medica Pacific Life Cigna Delta Dental Corebridge Financial ABOUT US CONTACT (612)268-1231 jhnfinance@jacobhollingsworth.net PO Box 27503 Golden, Valley, MN. 55427 JHN FINANCE Jacob Hollingsworth “We do not offer every plan available in your area. Currently, we represent 4 organizations which offer 5 plans in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options." Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a registered Agency with the National Insurance Producer Registry (NIPR). National Producer number: 20403215 Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a Registered Residential Insurance Agency in the states of Minnesota and Non-Residential Agency in the state of Missouri. Minnesota License Number: 40816854. Missouri License Number: 3003313411. JHN EXCLUSIVE™️ Logo is the exclusive property Trademark of Jacob Hollingsworth Network Corporation©️ in the state of Minnesota, and may not be used, distributed, or otherwise commercialized without the expressed written consent of Jacob Hollingsworth Network Corporation, or Jacob L. Hollingsworth©️ .

Begin your journey in the financial industry with JHN Finance by participating in our programs! JHN FINANCE SECURITIES & INSURANCE STUDY PROGRAMS Series 7, SIE, Series 65, Life, Health & Accident Insurance. START PROGRAM 25% OFF starting at $315 JHN BEGIN! Coupon Code (Life, Health + Accident Insurance): LHASG 30% OFF $450 Coupon Code (SIE & SERIES 7): SIES7SG 30% OFF $470 Coupon Code (SERIES 65): Series65SG 30% OFF $480 - " Jacob was so helpful during my study process. Highly recommend him to anyone studying for exams! Thank you Jacob!" - Neelu Sodhi , Financial Professional. HARD FACTS: JHN has helped many professionals reach their dreams and live their vision, and we can help you too! MORE INFORMATION Subscribe to get exclusive updates Email* Join Our Mailing List I want to subscribe to your mailing list. 100% Session Fulfillment Guarantee - All Study Session requests will be fulfilled! 5 Star Reviews across the web! CEO & Founder of Jacob Hollingsworth Network Corporation Jacob L. Hollingsworth FAQs CARRIERS Health Insurance Medicare Advantage Prescription Drug Plans Medicare Supplements Aetna Humana Aflac Pacific Life Ameritas Delta Dental Aflac Corebridge Financial ABOUT US CONTACT (612)268-1231 jhnfinance@jacobhollingsworth.net PO Box 27503 Golden, Valley, MN. 55427 JHN FINANCE Jacob L. Hollingsworth Jacob Hollingsworth Network Currently we represent 3 organizations which offer various PPO, HMO, PDP, MAPD, MA products in Missouri & Minnesota. Please note that we do not represent or provide plans for all available coverage options in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options. Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a registered Agency with the National Insurance Producer Registry (NIPR). Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a Registered Residential Insurance Agency in the states of Minnesota and Non-Residential Agency in the state of Missouri. JHN EXCLUSIVE™️ Logo is the exclusive property Trademark of Jacob Hollingsworth Network Corporation©️ in the state of Minnesota, and may not be used, distributed, or otherwise commercialized without the expressed written consent of Jacob Hollingsworth Network Corporation, or Jacob L. Hollingsworth©️ .

Received a JHN Finance Insurance Booklet in the mail? Here's where you find out more on how JHN Finance can help you obtain your lifetime goals! ABOUT US We specialize in finding comprehensive, educated and passionate decisions for your finances. It's that simple. And so is our process. GET STARTED Our Story JHN FINANCE was founded in 2022. Originally specializing in financial study programs to assist financial professionals accomplish their career goals in the financial industry. Now, lead by the CEO & Founder, Jacob L. Hollingsworth a licensed & certified professional who's worked in many fields in the financial industry from the mail room, mortgage funding & securities studies, Jacob is focused on giving to his communities. Jacob is licensed in the states of Minnesota & Missouri and certified in both states with and by the following: the U.S. Department of Health & Human Services, MNsure, America's Health Insurance Plans (AHIP), Missouri Department of Commerce and Insurance and the Minnesota Department of Commerce Insurance Division. CEO & FOUNDER JACOB HOLLINGSWORTH Founder & CEO FAQs Life Insurance Term-Life Insurance Whole Life Insurance Indexed Universal CARRIERS Aetna Pacific Life Corebridge Financial Humana Aflac ABOUT US JHN FINANCE Jacob L. Hollingsworth CONTACT (612)268-1231 jhnfinance@jacobhollingsworth.net PO Box 27503 Golden, Valley, MN. 55427 Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a registered Agency with the National Insurance Producer Registry (NIPR). Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a Registered Residential Insurance Agency in the states of Minnesota and Non-Residential Agency in the state of Missouri. JHN EXCLUSIVE™️ Logo is the exclusive property Trademark of Jacob Hollingsworth Network Corporation©️ in the state of Minnesota, and may not be used, distributed, or otherwise commercialized without the expressed written consent of Jacob Hollingsworth Network Corporation, or Jacob L. Hollingsworth©️.

Available products with Ameritas Insurance through JHN FINANCE. Product descriptions to make an informed decision about your insurance coverage! Se connecter Already a member? Access your account. SELECT DIFFERENT PROVIDER Ameritas Insurance Products: Click logo to Return. GET QUOTE Aflac Humana Aetna DENTAL (INDIVIDUAL) DENTAL (FAMILY) Explore Medicare Advantage and Supplemental Insurance options from carriers you may know and trust! CALL US EMAIL REQUEST MORE INFO. Additional Questions? Products offered by Ameritas ©️ . and are not exclusive to JHN FINANCE ©️ . Ownership of products and logo of Ameritas ©️ are property of Ameritas ©️ and use of products and materials offered on JHN FINANCE ©️ licensing is under exclusive agreements of JHN FINANCE ©️ and Ameritas ©️ . FAQs CARRIERS Health Insurance Medicare Advantage Prescription Drug Plans Medicare Supplements Aetna Humana Aflac ABOUT US CONTACT (612)268-1231 jhnfinance@jacobhollingsworth.net PO Box 27503 Golden, Valley, MN. 55427 JHN FINANCE Jacob L. Hollingsworth Jacob Hollingsworth Network Currently we represent 3 organizations which offer various PPO, HMO, PDP, MAPD, MA products in Missouri & Minnesota. Please note that we do not represent or provide plans for all available coverage options in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options. Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a registered Agency with the National Insurance Producer Registry (NIPR). Jacob Hollingsworth Network Corporation, DBA JHN FINANCE©️ is a Registered Residential Insurance Agency in the states of Minnesota and Non-Residential Agency in the state of Missouri. JHN EXCLUSIVE™️ Logo is the exclusive property Trademark of Jacob Hollingsworth Network Corporation©️ in the state of Minnesota, and may not be used, distributed, or otherwise commercialized without the expressed written consent of Jacob Hollingsworth Network Corporation, or Jacob L. Hollingsworth©️ .